Octopus App users can now easily applyfor a Citi Octopus Platinum Card throughthe popular mobile app

HONG KONG, CHINA - Media OutReach  - October 23, 2018 - Citigroup Inc. (NYSE: C) - Citi and Octopus Cards Limited (Octopus)jointly announced today the introduction of a new feature on the Octopus App, enablingover 1 million existing app users to conveniently apply for a Citi Octopus Platinum Card with their basic information automaticallypre-filled in the application form.  

The simplified application process is a resultof the integration of the Citi Customers API (application programming interface)with the Octopus App, which allows Octopus App users to directly apply for a CitiOctopus Platinum Card by clickingthe promotional offer icon on the Octopus App. For existing O! ePay Plusand  O! ePay Pro customers, they can evensubmit the application form easily with basic information including their name,email, and phone number pre-populated in a few clicks.

In addition, the Octopus App has been enhancedto enable users to instantly upgrade their Automatic Add Value Service (AAVS)auto-reload amount to HK$500. Citi Octopus credit cardholders will havefirst-hand access to experience the new AAVS instant upgrade feature on theOctopus App in the first phase.

Lawrence Li, Head of Cards and Unsecured Lendingat Citibank Hong Kong, said, "Citi and Octopus have enjoyed a longstandingpartnership of bringing innovation and convenience to customers in Hong Kong.  We are excited to be taking our collaborationto the next level by fully embracing the power of open banking to make our productsand services conveniently available at more digital touchpoints."

Rita Li, Sales and Marketing Director ofOctopus, said, "At Octopus, we strive to make our customers' everyday lifeeasier with innovative service. We are delighted to partner with Citi inintegrating its Customers API with the Octopus App benefiting both Citi andOctopus customers and more importantly help Hong Kong move into a New Era ofSmart Banking."

Citi is the first bank in Hong Kong to adopt anopen banking architecture by giving developers and consumer brands directaccess to the bank's APIs through the Citi Developer Portal ( https://sandbox.developerhub.citi.com/),which is now live in 16 markets globally.  

Since the beginning of 2018, Citi has announcedeight API partnerships in Hong Kong alone involving the use of the Citi OpenAPI technology in various categories covering Cards, Customers, Money Movement,Onboarding, and Pay with Points. 

Welcome Offer

From now until February 28,2019, customers who successfully apply for a Citi Octopus Platinum Card throughthe Octopus App and complete at least one AAVS transaction will earn an extra OctopusReward$300* in addition to the existing welcome offer of HK$200 cash rebate^#. 

*The Octopus Reward$300 canbe used to offset upto HK$300 spending at designatedsupermarkets including Wellcome, Marketplace by Jasons, Jasons Food & Livingand 3hreesixty. 

^# Terms and conditions apply to thewelcome offer. Citi reserves the right to amend the welcome offer and theassociated terms at any time without prior notice. Please refer tocitibank.hk/octopus for the latest details.

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About Citi

Citi, the leading global bank, has approximately 200million customer accounts and does business in more than 160 countries andjurisdictions. Citi provides consumers, corporations, governments andinstitutions with a broad range of financial products and services, includingconsumer banking and credit, corporate and investment banking, securitiesbrokerage, transaction services, and wealth management.

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