|HD Bank is offering loans of up to VNĐ300 million (US$13,016) at an interest rate of 6.3 per cent to customers through their credit cards. — Photo HD Bank|
HCM CITY — Housing Development Bank (HD Bank) has unveiled a preferential loan package at 6.3 per cent interest meant for customers borrowing on their credit card with a limit of VNĐ300 million (US$13,016).
The preferential loan package, called “Vay nhanh kinh doanh – Tăng nhanh thu nhập” (Quick loan for business - Income rising quickly), is targeted at individuals and small enterprises for funding business activities and agricultural production.
Applications for the loan will be accepted until November 30 and the loans will be disbursed not later than December 31.
Customers can open a new bank account for a local or international debit card and have their annual fee for the first year refunded.
The bank is also financing motorcycle dealers associated with its consumer finance company, HDSaigon, with loans at an interest rate of 7 per cent.
Its “Bách niên – Phát tài” (100 years of prosperity) promotion programme offers elderly depositors deposit interest rates of up to 7.6 per cent. — VNS